NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: July 12, 2004
MORTGAGOR: Patrick D Hamilton and Roxanne T Hamilton, husband and wife as joint tenants.
MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana.
DATE AND PLACE OF RECORDING: Recorded Aug. 30, 2004 Stearns County Recorder, Document No. 1124843.
ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. Dated Feb. 19, 2014 Recorded March 21, 2014, as Document No. A1418276.
TRANSACTION AGENT: NONE
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana
RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing Inc.
MORTGAGED PROPERTY ADDRESS: 416 Riverside Ave. S., Sartell, MN 56377
TAX PARCEL I.D. #: 92.56540.0000
LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 1, Section 27, Township 125, Range 28 West, described as follows, to wit: Commencing at the intersection of the Easterly right-of-way line of State Aid Road No. 1 with the South line of said Government Lot 1; thence North 21 degrees 23 minutes West 437.7 feet to the point of beginning of the tract herein to be described; thence continuing North 21 degrees 23 minutes West along said Easterly right-of-way line of said State Aid Road No. 1 a distance of 100 feet; thence Norther 68 degrees 37 minutes East 326.3 feet to the shore line of the Mississippi River; thence Southerly along said shore line 100 feet, more or less, to a point on said shore line, said point being North 58 degrees 37 minutes East and distant 343.75 feet, more or less, from the point of beginning; thence South 68 degrees 37 minutes West 343.75 feet, more or less to the point of beginning and there terminating, all in Stearns County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Stearns
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,232.50
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: Jan. 8, 2015 at 10 a.m.
PLACE OF SALE: Sheriff’s Office, Law Enforcement Center, Room S-136, St. Cloud, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: Oct. 22, 2014
PNC Bank, National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, Minn. 55416
38 – 14-006437 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Document version 1.1 Dec. 11, 2013